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FREQUENTLY ASKED QUESTIONS

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FAQs for Employers

Plan Setup & Management

Do part-timers or 1099 contractors qualify?

Yes. You choose which employee types (full-time, part-time, or contractors) to include. We’ll handle the rest — enrollment, billing, and ongoing support.

What if my employees are in multiple states?

No problem. Premier One allows each employee to enroll in an individual ACA plan in their state. We consolidate all premiums, no matter the carrier, into one monthly invoice.

How does billing consolidation actually work?

We track each employee’s premiums across all plans and carriers. You’ll receive one simple invoice each month. Pay Premier One, and we handle the rest behind the scenes.

FAQs for Employees

Enrollment & Coverage

Do I keep this plan if I leave my job?

Yes. Since you’re on an individual plan—not a group plan—you can keep it even if you leave the company. No COBRA needed.

Will my doctors be in-network?

You choose your plan based on what matters to you. Our team helps you compare options and check if your preferred doctors and hospitals are in-network.

What if I become eligible for Medicare?

We’ll guide you through a smooth transition. Since you’re on an individual policy, moving to Medicare is straightforward and won’t disrupt your care.

FAQs for Agents

Contracting & Client Support

How are commissions paid?

Once you’re contracted, you’ll receive a clear commission schedule. Commissions are typically paid monthly, and our 98% retention rate means strong renewals.

How do I manage renewals with my groups?

We handle annual plan reviews and ACA updates with you. Our enrollment team supports re-enrollment, and billing remains consolidated—making renewals simple.

Still have questions?

Our team is here to help! Contact us to get direct support from a Premier One specialist. We’re ready to answer your questions and make your experience smooth and stress-free.

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